Takeaways by Saasverse AI
- CloudWalk | Annualized Revenue Milestone | $1.2 Billion | Fintech and AI-Powered Payments.
- Driven by AI-first strategy and three core products: InfinitePay, JIM.com, and STRATUS Blockchain.
- Achieved near 80x revenue growth in five years, with $128M in annualized net profit.
CloudWalk, a fintech disruptor, has reached a remarkable milestone, crossing $1.2 billion in annualized revenue by September 2025, along with $128 million in annualized net profit. The company’s "AI-first" strategy has been a game-changer, driving nearly triple revenue growth in just 18 months. From a modest $13 million in annualized revenue back in 2020, CloudWalk has scaled exponentially—an 80x surge within five years—cementing its position as a global leader in the payments ecosystem.
CloudWalk's success is anchored in its robust product ecosystem, comprising three key pillars: InfinitePay, catering to Brazilian merchants; JIM.com, an AI-powered consumer payment platform in the U.S.; and STRATUS, a high-performance blockchain. Together, these platforms create a seamless, intelligent, and open global payment infrastructure.
The company’s early adoption of AI has been pivotal. Long before the generative AI boom, CloudWalk leveraged machine learning for fraud prevention and credit scoring, laying the groundwork for an AI-enabled fintech revolution. Today, dozens of AI agents are deeply embedded across operations, including sales, marketing, and security. Notably, the WhatsApp-based sales agent Bela processes over 50,000 conversations monthly—equivalent to the workload of 200 sales representatives—while tripling conversion rates. This exemplifies how AI can massively scale operational efficiency.
Consumer AI has also taken center stage with JIM.com, launched in early 2025 in the U.S. Combining AI agents, instant payments, and contactless technology, JIM.com has seen its user base nearly double from 3 million to 6 million within nine months. This rapid adoption underscores the growing appetite for AI-driven payment solutions in the consumer market.
On the blockchain front, CloudWalk's STRATUS platform represents a leap in decentralized payments. With a transaction throughput of 1,800 TPS and scalability enabled by sharding and a multi-Raft consensus mechanism, STRATUS boasts the capacity to handle up to 160 million transactions daily. Its compatibility with Ethereum and support for smart contract development position it as a versatile, enterprise-ready blockchain solution.
“ CloudWalk’s ability to harmonize AI and blockchain with its payment solutions is a testament to its innovative DNA. The 80x revenue growth in five years is not just a financial achievement but a clear signal of the rising convergence between AI and fintech. By embedding AI across its operational backbone and consumer-facing products, CloudWalk has redefined scalability and efficiency in payments. ” Saasverse Analyst comments
Saasverse Insights
This milestone underscores a broader trend: AI is no longer an incremental upgrade but a foundational enabler in fintech and SaaS. CloudWalk’s success with JIM.com demonstrates the untapped potential of consumer AI in driving user engagement and retention. Meanwhile, STRATUS highlights the growing demand for scalable, high-performance blockchain solutions in payments. As AI and blockchain adoption deepen across industries, CloudWalk’s trajectory offers a playbook for integrating these transformative technologies into a unified ecosystem. Expect more players to follow suit, driving innovation and competition in the global payments space.